SAFESCAN:
Optional fraud system. Year and state of residence when
Social Security number was issued.
CONSUMER REFERREL MESSAGE:
This is the address and phone number of the reporting
agency. It is provided to assist you and the consumer in the
event of adverse action.
SINCE:
Date file was established
FAD:
Date of last activity on file
FN:
FILE NUMBER for Equifax Internal use only
IDENTIFICATION:
Subject name
Current address, telephone numbers, origin & date
added to file
Former address
Second former address
Also known as
Birth date, SSN subject, SSN verified-Yes (Y) or No (N)
(According to Equifax rules, SSN has been verified through major Equifax customers
Social Security Administration will not verify SSN)
EMPLOYMENT:
ES-(Employment subject) position, firm, location,
date employed, date verified
EF-(Employment former) position, firm,
location, date left
E2-(Employment second former)
SUMMARY OF FILE ITEMS:
04/73-Oldest opening date of trade
07/98-Newest reporting date of trade
PR/OI-YES-file has public records
FB-NO-when file contains NO information
from credit reporting companies NOT affiliated
with Equifax
ACCTS:10-File contains ten trade lines
HC-High credit range $450-87,595
6-ONES-Six trades in the file coded 1
1-TWO-One trade in file coded 2
1-THREE-One trade in file coded 3
1-FIVE-One trade in file coded 5
1-OTHER_One trade in file with no code
PUBLIC RECORDS OR OTHER INFORMATION:
BKRPT (Bankruptcy) date filed, court number, case
number, liabilities, assets, exempt amount,
filer, type, intent,-chapter number
COLL (Collection) Date reported, date assigned to
collection agency, agency's client, amount, balance, date of last
activity with agency's client,
ECOA designator, account serial number.
ST JD- (Satisfied judgement) date filed, court number,
amount, defendent, case number, plaintiff, date verified,
status, date satisfied
|
INQUIRIES:
INQS -Alert appears if three or more inquiries occured
within the past ninety days. Customer name, number and date
inquired. Two-year inquiry history shown.
TRADE:
First Line:
FIRM/ID CODE-Name and customer number of reporting
company
*-Trade information from automated tape supplier
RPTD-Date item was reported
OPND-Date account was opened with reporting company
H/C High credit (On "R" (Revolving) accounts,
may indicate credit limit)
TRM-Monthly repayment amount or number of months
or years
BAL-Balance owed as of reporting date
P/D-Past due amount as of reporting date
TYPE OF ACCOUNT:
R=Revolving account
O=Open account (30, 60, or 90 days)
I=Installment account
|
CS-Current Status of Account
|
| Code |
Description |
|
0
|
Too New To Rate; Approved But Not Used |
|
1
|
Paid as Agreed; Satisfactory; Current |
|
2
|
Pays 31-60 Days; Not more than 2 Payments Past Due |
|
3
|
Pays 31-60 Days; Not more than 3 Payments Past Due |
|
4
|
Pays 31-60 Days; Not more than 4 Payments Past Due |
|
5
|
Pays Over 120 Days; Not more than 4 or More Payments Past Due |
|
6
|
Pays Over 120 Days; Not more than 5 or More Payments Past Due |
|
7
|
Making Regular Payments Or Paid Under Wage Earner Plan Of Similiar Arrangements |
|
8
|
Repossession |
|
9
|
Charged Off to Bad Debt |
MR-Months reviewed
| Code |
Description |
|
U
|
Undersigned |
|
I
|
Individual |
|
A
|
Authorized User |
|
J
|
Joint |
|
C
|
Co-Maker |
|
B
|
On Behalf Of |
|
M
|
Maker |
|
T
|
Associated With Account Terminated |
|
S
|
Shared |
ACCOUNT NUMBER: Subject's account number with
reporting company
Second Line:
30 (01) 60 (01) 90+ (01)-Number of times account was 30, 60 or
90+ days late
05/98-R4, 04/98-R3, 03/98-R2-Exact dates of last two
delinquencies plus most severe delinquency rating in last
seven years
DLA 02/98-Date of last activity on account
SAFESCANNED: This file was accessed by a customer
using the Equifax SAFESCAN service, an Equifax fraud
protection service.
DATE FILE WAS ACCESSED |
